Find out how much rent fits your income. Enter what you earn before tax and tap whether it’s per year, per month or per hour, or use a preset like $60k/yr. The calculator applies the 30% rule (change the share if you like) and shows the highest rent landlords usually approve under the common 3×, 40× and UK 30× income rules. Add your monthly debt payments and utilities for a more realistic number, or type a rent you’ve seen to check whether you’d qualify. It works with any currency, since the math is the same.

$
% of income before tax
$a month
Car, student loan and credit card minimum payments added together.
$a month
Electric, gas, water and internet. The 30% rule counts rent plus utilities, so this comes out of your budget.
$a month
See what share of your income it takes and what income landlords usually ask for.
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Estimate only. These are rules of thumb, not financial advice. Landlords also look at your credit, rental history and savings, and their income rules vary.

How it works: your pay is turned into monthly income before tax (hourly rate × hours a week × 52 ÷ 12). Your rent budget is that income × your chosen share, minus utilities, since the 30% rule counts rent plus utilities as housing costs. Landlord checks: 3× means monthly income of at least 3 × the rent, 40× means yearly income of at least 40 × the monthly rent, and UK letting agents often ask for 30×. If you add debts, it also checks that rent, utilities and debt payments stay under 36% of income, a guideline lenders use. If money is tight after tax, aim lower.